Pricing & Tiers
Formion has three plans. New accounts get 7 days of Pro free — no card required — once the email address is confirmed (see 7-day Pro trial); if you don’t upgrade, you auto-downgrade to the free Neural tier (which stays free forever).
Live recording: formion.ai/pricing — the three plans, then the full feature-by-feature comparison.
Plans at a glance
Section titled “Plans at a glance”| 🆓 Neural (Free) | Pro | 🏛️ Institutional | |
|---|---|---|---|
| Price | $0 forever | $89 / mo ($71.20/mo billed yearly) | $499 / mo ($399/mo billed yearly) |
| AI budget | ~$2 / month | $5 / day | $30 / day (priority queue) |
| Exchanges (CEX) | 2 | Unlimited | Unlimited |
| Wallets | 2 | Unlimited | Unlimited |
| DEX accounts | 1 | Unlimited | Unlimited |
 cTrader broker accounts |
1 | 5 | Unlimited |
| Annual total (USD) | $0 | $853 | $4,790 |
| Sub-account slots | 0 | 3 | 6 |
| Live bots | 0 (demo/paper unlimited) | 5 (auto-execute) | Unlimited |
| Paper bots | Unlimited | Unlimited | Unlimited |
| Watchlist symbols | 25 | Unlimited | Unlimited |
| Chart | 5 symbols · 4 TFs · 2 indicators | All symbols/TFs/indicators · SMC · replay | Same as Pro |
| Screener | crypto · 3-row preview | real-time: all markets (crypto, stocks, commodities, forex) | Same as Pro |
| AI signals stack | Trade Vision + RAG Research within daily limits | Full (RAG, Trade Vision, RF, Multi-AI Consensus, all signals) | Same as Pro, priority AI queue |
| Signal tables (screener, setup scanner, volatility, signals, patterns, options, Strategy Finder) | 3-row preview · last 7 days of history · signals delayed 30 min | Full, real-time, full history | Full, real-time, full history |
| FORA realtime voice | (mini model) | (mini model) | (full model) |
| FORA Neurons (active) | 2 | 25 | Unlimited |
| FORA planner (My plan) | Token, why and FORA’s opinion — no numbers (up to 3) | Entry, size for your bankroll, OUR exit steps + FORA follows every step (up to 5) | Same as Pro (up to 10) |
| KOL watch Neuron | 1 token of opportunity per 7 days (no numbers) | 5 proposals / day with OUR plan | 20 proposals / day with OUR plan |
| Saved AI strategies | 1 | Unlimited | Unlimited |
| Trading Audit | 1 in total (basic) | 3 / day + weekly report (trial: 3 in total) | 10 / day + weekly report |
| Wallet Insights MFE/MAE tracking | — | — | |
| Prop-firm simulator | — | Coming soon | Coming soon |
| Backtesting + Strategy Lab | Builder + 3 backtests/day | (50 backtests/day) | (unlimited) |
| Trading Journal | 30 days, 10 image uploads | Unlimited history + uploads + exchange auto-import | Same as Pro |
| Custom alerts (active) | 3 | 100 + email alerts | Unlimited + email alerts |
| Prediction-market bots live execution | — | — | |
| White-label REST + WebSocket SDK | — | — | |
| Team seats | 1 | 1 | 5 |
| Uptime SLA | — | — | 99.9% |
Daily limits
Section titled “Daily limits”Usage limits are counted per UTC day and reset at 00:00 UTC. The app shows how much you have used (for example “used 2/3 today”) with an upgrade option when you reach a limit.
| 🆓 Neural (Free) | Pro | 🏛️ Institutional | |
|---|---|---|---|
| Trade Vision analyses | 3 / day | 30 / day | 200 / day |
| RAG Research reports | 1 / day | 10 / day | 50 / day |
| Strategy Lab backtests | 3 / day (+ Builder) | 50 / day | Unlimited |
| Custom alerts (active) | 3 | 100 | Unlimited |
| Live bots | 0 (demo/paper unlimited) | 5 | Unlimited |
| Screener | Crypto, 3-row preview | All markets, real-time | All markets, real-time |
| FORA realtime voice | 3 sessions/day × 3 min (gpt-realtime-2.1-mini) | 25 sessions/day × 15 min (gpt-realtime-2.1-mini) | 80 sessions/day × 30 min (full gpt-realtime-2.1) |
| Trading Audit | 1 in total (basic) | 3 / day | 10 / day |
| FORA video tutorials (how) | 1 to try · up to 10 s | 3 / day · up to 60 s | 10 / day · up to 3 min (1080p) |
| FORA PDF guides | 1 to try · 1 page | 5 / day · up to 5 pages | 20 / day · up to 15 pages |
| KOL watch proposals | 1 token of opportunity per 7 days | 5 / day (+  FOM boost) |
20 / day (+ FOM boost) |
| FORA text chat (AI budget) | $2 / month | $5 / day | $30 / day |
| Coins Hub (public cards) |
With your own AI key (BYOK), FORA text chat runs on your provider without the platform AI budget cap.
FORA video tutorials and PDF guides grow with FOM too (Free from $25 locked) — the full table is on FORA Video & PDF Tutorials.
7-day Pro trial
Section titled “7-day Pro trial”- 7 days of Pro, no card required.
- The trial starts only after your email address is confirmed. Google sign-ups are confirmed automatically; if you signed up with
Telegram, add and confirm an email in your profile to receive it. - One trial per person and device.
- Sign-ups from datacenter or VPN networks are not eligible for the trial.
- When the 7 days end, the account returns to the free Neural tier unless you upgrade.
Neural — Free forever
Section titled “Neural — Free forever”Try Formion with no commitment: link 2 exchanges, 2 wallets, 1 DEX and 1 cTrader broker account, use 
Binance and 
Bybit demo (testnet) accounts, run unlimited paper bots, talk to the AI within a $2/month budget, use FORA realtime voice (3 sessions a day, 3 minutes each), Trade Vision (3 a day), one RAG Research report a day, the Strategy Lab builder with 3 backtests a day and 1 saved AI strategy, a 3-row preview of the crypto screener and every signal table (last 7 days, signals delayed 30 minutes), 2 FORA Neurons, a basic Trading Audit once a day and core charts. The path to unlimited AI on the free tier is BYOK (connect your own AI provider key or your ChatGPT account).
Pro — $89/mo
Section titled “Pro — $89/mo”Full retail trading: unlimited exchanges, wallets and DEX accounts, 5 cTrader broker accounts, 3 sub-account slots, 5 live bots with auto-execute, the complete AI stack (Trade Vision 30/day, Research RAG 10/day, RF predictor, Multi-AI Consensus) with a $5/day AI budget, FORA realtime voice (25 sessions a day, 15 minutes each), 100 active custom alerts, all signal feeds, real-time screener on every market, backtesting + Strategy Lab (50 backtests a day), full charting (all symbols, timeframes and indicators, SMC zones, replay), 25 FORA Neurons and Trading Audit 3/day with a weekly report. The prop-firm simulator is coming soon on Pro and Institutional.
Institutional — $499/mo
Section titled “Institutional — $499/mo”Everything in Pro, plus unlimited live bots and broker accounts, 6 sub-account slots, live execution of prediction-market bots, a $30/day AI budget with a priority queue and team-shared BYOK, FORA realtime voice on the full model (80 sessions a day, 30 minutes each), Trade Vision 200/day and Research RAG 50/day, unlimited FORA Neurons, Trading Audit 10/day, Wallet Insights MFE/MAE tracking, white-label REST/WebSocket SDK, 5 team seats, dedicated support and a 99.9% uptime SLA.
BYOK — Bring Your Own Key
Section titled “BYOK — Bring Your Own Key”On any tier you can connect your own AI provider key — Anthropic, OpenAI, Google Gemini, xAI (Grok), DeepSeek, Moonshot (Kimi), Zhipu (GLM), MiniMax or OpenRouter — in Profile → License → AI keys, or connect your ChatGPT subscription. Keys are tested before saving and AES-256-GCM encrypted at rest; your AI usage is then billed by your own provider and subject to its limits.
Payment methods
Section titled “Payment methods”When you upgrade (from the Pricing page or Profile → License), pick how you want to pay:
- Crypto checkout on formion.ai. Choose
USDT or 
USDC on 
Ethereum, 
Base, 
Arbitrum, Optimism, Polygon, BSC or 
Solana, USDT on Tron (TRC20), or pay in 
BTC, SOL or 
LTC, straight to Formion’s wallet. Send the exact amount on the exact network shown; the licence activates automatically once the payment is confirmed on-chain. - PayPal — on the same formion.ai checkout page.
- Telegram Crypto Pay. Use
/licensein @formiontradingbot (linkTelegram in Profile → Connections first). Crypto Pay gets an extra 3% discount. Follow the asset and amount shown in that invoice.
Card payments are not available.
Payments are one-time for the period you choose (1, 3, 6 or 12 months) — nothing renews automatically. Every method activates the same licence (Pro or Institutional) as soon as the payment is confirmed, and longer periods are cheaper (3-mo −5%, 6-mo −10%, 12-mo −20%). A promo code and a referral discount don’t stack — the larger one applies. When you upgrade, the unused paid part of your current plan is credited.
Refunds
Section titled “Refunds”A licence (Pro or Institutional) is refunded within 7 days of the payment if the paid features did not work for you because of a problem on our side, or if you were charged by mistake (renewals and upgrades: within 72 hours). Duplicate payments and overpaid amounts are always refunded; trading results are never a reason for a refund. Full rules: formion.ai/refunds.
Request a refund at formion.ai/refunds or [email protected] (payments older than 30 days are not refunded); a decision follows within 5 business days. Crypto refunds are sent in USDC or USDT to the wallet you give us (on the same network you paid on), minus the network fee. PayPal payments are refunded through PayPal. When a refund is approved, access to the purchase ends immediately.
Paying with FOM
Section titled “Paying with FOM”Licences are priced in USD and keep their current payment methods (crypto or PayPal); paying for a licence in FOM (20% cheaper) is coming and not available yet. FOM also boosts every plan — from $25 locked (or $50 held) a Free account already gets more Trade Vision, alerts, watchlist, screener symbols and signal history; Pro and Institutional get higher daily limits too. See the full step tables under FOM Boost. You can also reach them with FOM — by holding it in a wallet you verify or by locking it with FOM Lock (live in beta): the FORA Agent level (FOM worth $2,000 held, or $1,000 locked for at least 90 days, at the lower of the 7-day and 30-day average price) includes a Pro licence and Agent Pro ($10,000 held or $5,000 locked) includes an Institutional licence. With Formion Wallet these values are halved. FOM is Formion’s ERC-20 token on Base, launched on 
Uniswap (Base) on Wed 14 Oct 2026. It is used for FORA Agent levels (held or locked, not spent), the monthly Dossier Autopilot subscription (50% of every payment burned), agent credits, add-ons and, later, marketplace items. Dossier Autopilot is a separate product that no licence includes; automated trading can lose money, including the whole auto-trade wallet balance. Invite-only beta: max $1,000 per user, $10,000 in total; 7-point risk confirmation before it trades (experimental phase). These roll out in phases; see FOM token and formion.ai/fom.